Affordable Hospital Plans
Everyone wants to know what is the most affordable hospital cover.
A Hospital Plan (HP) has fast become a South African number one. Therefore, the plan adds extra aid to help with costs not covered by your policy.
Apart from hospital stays, the plans often include:
- Treatment
- Medicine
- X-Rays
- Transport costs
Further benefits of Affordable hospital Cover
Clients have access to a wide range of extras and a streamlined claims process at a very good rate. When aid savings have run out, there is a stop gap. Another plus is quick access to doctors.
According to a survey, the following firms feature as having the best affordable Hospital Cover in the country:
Discovery- Liberty
- Momentum
- Genesis
- Medshield
- Bonitas
- Medihelp
- Selfmed
- Bestmed
- Sizwe
Discovery Health
Its best value clinic plans are the Core Series and the Key-Care series.
The Core Series covers the cost of a hospital stay, chronic medicine and transport.
Key-Care Series offer hospital cover within their network. Included are specialists, doctors consultations, X-rays, blood tests and specified medication.
Liberty
Liberty has three good value plans.
1. Hospital Plus which gives you a free choice of hospitals.
2. Hospital Standard a basic plan excluding extra benefits.
3. Hospital Select members must use a hospital in Liberty’s network.
Momentum
The company offers six options, but the two that provide the best value for money are:
Access which has no annual limit for hospital care in the prescribed network.
Ingwe members receive up to R1 million hospital cover in the specified network of private hospitals.
Genesis
Private Choice Cover for 25 chronic types plus transport and dentistry.
Private Option Unlimited hospital care, Cancer, Stroke and Organ transplants.
MedShield
Medshield have eight options on offer. Select in-hospital cover or both hospital cover and outpatient treatments.
Standard Benefit Option Unlimited cover for a hospital stay within their network. Plus medicine, maternity benefits, Oncology cover, ambulance costs and wellness cover.
Bonitas
BonEssential and BonCap The focus is on paying clinic care costs. So, rates for either is cheap for a family.
Core Plus A wider range of extras but monthly rates are higher.
MediHelp
Dimension Prime 1 Use of networked hospitals, however, you pay an extra 20% for a wider choice.
SelfMed
MEDXXI Hospital Plan Cover in any private clinic.
Selfsure Extra care benefits.
BestMed
Bestmed’s plans are linked to their three main products: Beat, Pace and Pulse. Therefore, each has options when in a clinic, as well as with/without cover for out-of-hospital expenses.
Sizwe
Five different cover options, with or without extras.
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All info was correct at time of publishing