Discovery Hospital Plans

    August 3, 2014

    Choose Discovery hospital plans or check out an alternative registered medical aid scheme to compare the values provided by other medical schemes.  By the way, these schemes are always preferable to an insurance company.

    In South Africa, the Medical Schemes Act makes sure that medical aids offer a wide range of benefits including hospital care, and a long list of Prescribed Minimum Benefits for over 300 conditions, including 27 chronic illnesses. Therefore Discovery hospital plans are more beneficial that a hospital cash back plan, for example.

    Discovery has several Discovery hospital plans from which to choose. See which is most suitable for you.

    Discovery Hospital Plans

    Keycare Range

    KeyCare Core gets you cover you can afford in Discovery’s network of hospitals.
    If you earn less than R8 800, consider this plan. It is a hospital plan with limited cover and includes cover for some chronic conditions.

    Discovery Hospital PlansKeyCare Access is also suitable if you earn below R8 800, if you don’t need private hospitals and if you would like private services outside hospital.

    KeyCare Plus  is suitable for those earning below R8 800 who would like to have cover with limited benefits. KeyCare gives you cover with Discovery’s network of hospitals and GPs.

    Coastal Saver gives you cover in any South African coastal hospital. Your day-to-day benefits come from a savings account.

    Get hospital plan quotes by completing and submitting the form above this article

    Core Range

    Essential Core should be chosen if you are after Discovery Hospital Plans with chronic disease cover. It gives you “no limit” cover in any local hospital.

    Classic Delta Core Network is perfect if you need cover for private hospitals at a reasonable rate. It has no limit on admissions to the Discovery local hospital network.

    Coastal Core is good for those who live in coastal areas and need hospital cover and medications for chronic conditions at a reasonable price. There is no limit to access to coastal hospitals and emergency cover in non-coastal local areas.

    Saver range and Comprehensive range of Discovery Hospital Plans

    Classic Saver plan will suit you if you need a good hospital benefit and good savings for out-of-hospital costs. It covers you in any private hospital in South Africa at 200% of the Discovery health rate. It has no overall limit.

    Classic Delta Saver Network is the plan for you if you need good hospital cover and savings for out-of-hospital care. It provides cover in a private hospital network with no overall limit.

    Priority range

    Essential Priority gives you hospital cover at 100% of the Discovery health rate at any hospital in South Africa.

    Classic Priority is for those who do not need comprehensive cover but would like a good benefit for out-of-hospital care, via a savings account, with an above-threshold benefit. This has 200% of the Discovery rate for local admissions at any hospital in South Africa.

    Executive plan

    If you want the best cover, choose this. It covers: in-hospital and day-to-day costs; private wards; emergency responses; and access to specialised treatment.

    If you do not find what you need among these Discovery hospital plans then please search this website further. Liberty Health offers a good alternative.

    Get hospital plan quotes by completing and submitting the form above this article

    All info was correct at time of publishing