Affordable Hospital Plans in South Africa

It is possible to find affordable hospital plans in South Africa. Many of the medical aids in South Africa have started catering for lower-income earners. So, if you are earning a lower-range salary, you can take advantage of the affordable hospital plans in South Africa.

What should a hospital plan South Africa include?

Health insurance in general is what they call a “grudge purchase”, people feel that they have to get it because they are too scared to live without it. Living without it, is not a risk some people are willing to take. So the answer it to look at the basic affordable hospital plans in South Africa.

A basic hospital plan is expected to cover you financially for any and all costs that are created whilst you or your family are in hospital. This should ideally mean that the bed, food, scans, blood tests, specialists, doctors and meds are all covered irrelevant of the cost. However, private health insurance options are all different. Some will cover you with a certain limit per annum, some will cover certain things and exclude others. It’s essential for you to read carefully and consider exactly what is promised. Don’t just accept the first quote, create or find a health insurance comparison comparing a few hospital plans in South Africa.

What hospital plans South Africa can offer you

So where do you start looking for affordable hospital plans in South Africa? Websites like this can assist you with quotations so that you can start off by comparing the basic monthly costs. Simply complete the form to the left and we will respond to you with a few good options for affordable hospital plans.

Get hospital plan quotes by completing and submitting the form above this article

Here are 3 affordable hospital plans in South Africa

Discovery Health: Discovery guarantees 100% private in-hospital cover. The more affordable Discovery hospital plan will guide you to go to a group of hospitals. These selected hospitals are where the company has previously agreed on certain pricing. If you opt to go to one of the hospitals out of the selected group, which is an option, there will be a co-payment required.

Although it could be classified as one of the affordable hospital plans in South Africa, a quick glance at Essential Med highlights many financial limitations. They appear to have 3 options, one of which is focused on only accident, disability, or death benefits. The other 2 have individual and family visits per hospitalisation.

Lastly, a quick look at Momentum Health. Momentum offers a few options similar to Discovery where they suggest a group of network hospitals. The difference is that on the Ingwe Option, they limit your hospitalisation cover to R1 000 000 for the family per year. They also give you the option of attending state hospitals for a smaller contribution per month.

There are many more affordable hospital plans in South Africa to look at. Take a moment to consider how much you can afford and how much cover you need. Good luck!

Get hospital plan quotes by completing and submitting the form above this article

All info was correct at time of publishing