A short list of health care plans that are tops.

Looking for the top Health Insurance firms in the country? Here’s a short list of what they should offer –

  • Cover you can afford
  • Simple terms and rules – not lots of small print
  • Products and services that suit your lifestyle
  • Insurance that doesn’t cancel your cover once you hit a certain age
  • Quick access to funds in your hour of need

Find the Right top Health Insurance –

When looking at health care plans, make sure it covers all your family’s health needs. What some of the top health firms offer and their benefits –

Top Health Insurance

Top Health Insurance – GetSavvi Health

  • Complete cover for your family
  • Main plans to choose from are Primary Care, Primary Care Plus and Get Care
  • Hospital Plan benefits from the Emergency Casualty plan – R5 000 each year
  • Emergency Stabilisation – R15 000
  • Personal Accident – R100 000 for each insured person each year
  • Primary Care Plan benefits such as doctors’ visits, maternity, x-rays, medicine, blood tests and dental work
  • No joining fees
  • Cover includes doctors‘ visits, medical advice, funeral and hospital cover

 

Top Health Insurance – Clientele Hospital Plans

  • Standard Plan R265 a month
  • Premium R335 a month
  • The Standard Plan pays R200,000 annual cover and R2 000 as a daily cash benefit for a stay of 72 hours or longer in hospital
  • The Premium Plan pays R1 million annual cover and pays R3 000 daily cash benefit for a stay of 72 hours or longer in hospital.

 

Both plans provide maternity benefits and cover on both plans include Accidental Death, Accidental Disability and Dread Disease.

Top Health Insurance – Affinity Health Plan

Affinity Health isn’t a Medical Aid plan but Health Insurance. Their day to day services are made through a prepaid subscription to medical service networks. Hospital cover is through a stated benefit Hospital Plan.

The hospital plan gives you a number of excellent benefits –

  • R499.00 a month covers your hospital bills
  • Optometry and dentistry cover
  • Daily cash benefit for hospital stays
  • Payouts for permanent disability as well as accidental death
  • Child cover with Affinity Junior Plan for R359 per month

Top Health Insurance – Essential Med

  • Comprehensive cover
  • Day to day cover
  • Hospital cover for each day spent in hospital includes accident, illness, maternity, emergency, casualty, dread disease, disability, ICU as well as funeral benefits
  • Cover for the principal member from R10, 000 to R30, 000
  • Student plan

Top Health Insurance – Healthcare

  • Day to day and hospital cover
  • Plans start from R444 per month for a hospital plan
  • You get a 24/7 personal health advisor, casualty, trauma assist and emergency evacuation
  • Admission to a private hospital for accident and illness related events
  • The hospital plan pays for up to 21 days per incident – cover is from first day in hospital and pays up to R10,000 per day. Maternity benefits are included
  • No medical tests required

 

Belonging to a medical aid scheme today costs members a lot. No wonder health insurance providers are in demand. You can afford it and it’s effective.

All info was correct at time of publishing