Liberty Medical Fund Hospital Plus Plan
Do you need a medical aid that allows you more control? Maybe you want to be assured that you will be covered in the event of hospitalisation but would like to have less cover for day-to-day costs. With the Liberty Medical Fund Hospital Plus Plan, you can get the hospital cover that you are looking for. And you don’t need to pay for cover you do not need. The Liberty Medical Fund Hospital Plus Plan also includes an extended benefit that allows you that extra level of protection.
What the Liberty Medical Fund Hospital Plus Plan Covers
- The company will pay for any general practitioner or specialists visiting when you are in the hospital. The company pays a maximum of 200% of the standard medical rates as laid out in your policy. There is no annual limit on these visits at all.
- The cover does include treatment for chronic conditions as prescribed in the Prescribed Minimum Benefit regulations. This covers twenty-seven different chronic conditions such as diabetes and heart disease. Also, the policy includes oncology and HIV/Aids treatments as well.
The Extender Benefit
The extender benefit enables members to receive the following benefits outside of a hospital:
- Trauma as a result of crime
- Radioisotope scans
- MRI scans
- CT scans
Also, you will be able to access a wide range of benefits for preventative care.
What is All This Going to Cost?
The monthly premium for a single adult is R2343.
Add on a monthly premium of R2108 per adult dependent.
The monthly premium per minor dependent is R758.
So, the basic monthly premium for a mother, father and child is R5209 per month.
Is There a Preferred Provider Network?
No, we allow you to choose whichever hospital you like. LMS will pay out up to 200% of their prescribed medical rates, no matter which hospital you choose. Anything over and above that will be for your own account.
You can choose a hospital near your home, a hospital that you like, rather than having to travel miles out of your way to a network hospital.
No Annual Limits
This is what sets this cover apart. Most hospital plans will impose an overall limit on the cover that you can use annually. With LMS, there are no annual limits on the cover. The scheme will cover you in full as long as it falls into the 200% of prescribed medical rates.
Cancer treatments can be brutal – on both the body and the wallet. Having access to unlimited care in this regard is essential. You can opt for the best care when you need it. Horror stories abound of those forced to undergo cancer treatments at government hospitals – the waiting lists are simply too long.
Chronic Medication Cover
If you need to take chronic medication, you already know how much it costs you on a month to month basis. With Liberty Medical Fund Hospital Plus Plan, your chronic medication is paid for in full.
If you are looking for a premium hospital plan that gives you the cover you deserve, Liberty Medical Fund Hospital Plus Plan is the one you should consider.
For a FREE hospital plan quote, enter your details in the form provided and click the GET A QUOTE button.