Best Hospital Plan in South Africa
May 19, 2015
So you are looking for the best hospital plan in South Africa? Medical aid in South Africa has really come a long way since the 1900s when it began. Today, so much competition between medical aids in South Africa and health insurance companies allows customers to choose what suits their lifestyles and budgets best. A very important point is to remember that even if you’re only after a hospital plan, the best hospital plan in South Africa is one which comes from a registered medical scheme such as Momentum Health or Bonitas. The reason for this is that you get more cover for less because there is legislation governing these medical aids.
Best Hospital Plan in South Africa
What is the best hospital plan in South Africa and does it offer you sufficient coverage? It is a medical plan that helps you to pay hospital fees when you need to go there, such as emergency room care and surgery. Some hospital plans for instance will pay admission fees for a woman who goes to hospital to give birth whereas some don’t have this option. This means you need to look for a plan to suit your needs. A hospital plan won’t cover you for visits to a doctor, so those people who are in excellent health and do not see a doctor regularly will benefit from a hospital plan.
South African law requires that hospital plans cover certain medicines and people may have some of their prescribed medicines paid for by their hospital plans. Each hospital plan will cover its own medication. Therefore, it is important to check the covered medication to see whether you are getting the best hospital plan in South Africa to benefit you or not.
The best hospital plan in South Africa usually has a daily dividend going into the insured customer’s account, to be used for daily expenses or medical care. It is important to note that even with the best hospital plan in South Africa, should you fail to pay your premiums monthly, you will lose your medical cover. You need to be able to afford the type of plan that you are comfortable with.
Medical aid schemes in South Africa
A hospital plan won’t cover all the expenses under health care in this country. Some hospital plans form part of medical schemes, and some are sold through insurance companies. Medical schemes by law must offer plans offering prescribed minimum benefits. Heart conditions, HIV and diabetes will usually be covered. If you cannot afford a medical aid, don’t despair …the best hospital plan in South Africa will still offer you adequate coverage that is guaranteed.
Affordable hospital plans South Africa
The best hospital plan in South Africa will apply when you need major surgery or you spend a night in hospital. A medical aid covers claims, cover, surgery and hospitalisation. Companies in South Africa like Bestmed, Discovery medical aid, Bonitas medical aid, Gems medical aid (government) are all medical aids in South Africa that offer a hospital plan whilst a company like Momentum Health is an insurance company that will also offer the best hospital plan in South Africa cover.
When looking for the best hospital plan in South Africa, do research because there is a hospital plan to suit you, your health and your pocket. Start by getting hospital plan quotes through submitting the above form after completion.
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All info was correct at time of publishing