Don’t Get Caught Without Hospital Cover

    July 31, 2019

    Just about nobody can afford comprehensive medical aid in South Africa any more. The good news is that you can afford hospital cover in the form of a hospital plan to take care of unexpected hospital bills and even exorbitant specialist fees.

    Beware of Irrelevant Hospital Cover

    Don’t be fooled: even if some insurance company says it will pay you R5000 a day for your hospital stay, this will not even touch the surface. A spell in a hospital could cost between R30 000 and R400 000. Specialists can charge whatever they like — sometimes as much as R5 000 per hour.

    You do need hospital cover, at the very least.

    Important tip: It is preferable to choose a hospital plan from a registered medical aid as these schemes by law must cover you for a broad range of conditions. These are known as the Prescribed Minimum Benefits (PMBs).

    Eight Top Suppliers of Hospital Plans

    For your convenience, here are links to information eight affordable hospital plans from registered medical schemes:

    Don't Get Caught Without Hospital Cover Discovery Keycare

    Genesis Private Choice

    Compcare Networx

    Bonitas Essential

    Bestmed Beat Range

    Sizwe Primary Care

    Metropolitan Premier Option

    Momentum Health Ingwe

    Every one of these plans, or range of plans, comes from a registered South African medical scheme. We recommend Discovery and Genesis in particular but the rest are also great.


    Everyone in South Africa needs some form of hospital plan. Even if you can’t afford one with all the bells and whistles, make sure you get some hospital cover so that you don’t get huge bills that could bankrupt you.

    Visit the above pages and get online quotes now! Or just complete the form on this page and submit to get a hospital plan quote online.

    To get a hospital plan quote, simply complete and send the form on this page

    All info was correct at time of publishing