Why You Need a Prime Hospital Plan
Like it or not, you are going to need medical attention at some point in your life. Even the strongest of us have to put up with a few days in a hospital bed. The worst part is not the hospital food, but the cost of occupying that ward and paying for whatever drugs are prescribed for you. If you’re the one being depended on to bring home the bacon, an extended stay in hospital can mean especially bad news for your family. A Prime hospital plan is probably the answer.
Prime Hospital Plan Options
Subscribing to a Prime hospital plan from Prime Meridian could help turn what could be a very stressful time for your family into a more bearable situation. Not to be confused with a medical scheme, this plan helps ensure that you can comfortably cater for an extended stay in hospital, be it by illness or an accident. Depending on which option you select, you can get up to R4,000 every day, tax free, to pay for your hospital bill. And you don’t need to worry about exorbitant premiums as Prime Meridian, the company that offers this cover, is known for its reasonable rates.
Other Prime Hospital Plan Benefits
You can enjoy additional benefits from a Prime hospital plan to cater for different unique situations as well. There are affordable family plans if you want to cover your kids and you can get a source of income in case of physical disability with the accidental disability benefits. If you check out the Prime Meridian website you will see the full range of options available to cater for your unique needs. For as little as R117 per month you can sign up for the Hospital 1000 plan. With this option you will get R1,000 every day you’re in hospital.
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The Family Plan option, as the name suggests, is great for those with a spouse and children. Even under the Family Plan there are different options to choose from depending on your level of income. The age of the oldest family member will be used to determine the monthly premium to be paid for the cover.
Prime Hospital Plan PLUS+ Option
To enjoy more additional benefits you’re well advised to go for the PLUS+ plan, which will require you to top up a little on your premiums. For that you will be able to be covered for any pre-existing conditions, that is after contributing consistently for a year. Should you be hospitalised in the Intensive Care Unit, your cash payout will be increased by 35%. In terms of family, you can add up to five dependents below the age of 21.
In the light of the unpredictability of life, investing in a Prime hospital plan is only prudent. The last thing you need after suffering a traumatic accident is to start worrying about how you’ll cope with hospital bills. With this Prime Meridian plan you can focus your energy on making a full recovery, knowing that your stay in hospital is fully catered for. The beauty is that you can always choose a plan that you can comfortably afford as Prime Meridian has created plenty of options to suit different income groups.
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All info was correct at time of publishing