A short history of Medical Insurance plans.

    Some policy types when thinking of medical insurance plans in South Africa are as follows:

    Medical insurance plans in Brief

    • Hospital plans: In-hospital cover only, may offer extra benefits such as a dentist, preventative care, and so on.
    • Savings: A portion of a premium goes towards day to day or out of hospital costs, accessible in January as a full year’s premium saving lump sum.
    • Extended funds: Is a day to day costs budget allocated by the scheme.
    • Income based options: A sliding scale checks your ability to pay your fees. Therefore, a higher income equals a higher premium which leads to better cover.

    Medical insurance plans

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