Bonitas BonComprehensive Plan
April 3, 2016
Bonitas is a medical aid which claims to exist solely for the benefit of their members, ensuring that they make value-for-money and service delivery their top priorities for their members. The Bonitas BonComprehensive plan is especially for families.
Bonitas knows precisely how costly having children can be and that is why if you have more than 3 children, these ones will benefit from free medical cover. But that isn’t all – with Bonitas you get supplementary benefits thrown in such as –
- care during a pregnancy
- oncology and emergency care
- trauma counselling
What is nice about Bonitas is that they are financially stable with a solvency ratio of 35.5% so this means members have their claims settled timeously. They also have some fabulous plans to offer their members such as their BonComprehensive Plan. This is Bonitas’ premium product. It has been designed to meet every health care need of both young and old, including comprehensive cover for chronic conditions as well as extensive hospital cover.
Bonitas covers life threatening conditions that will require ongoing medication. With the BonComprehensive Plan, no less than 60 chronic conditions are covered and you can also enjoy the convenience of their free delivery of chronic medication through Pharmacy Direct.
Bonitas BonComprehensive Plan – What does it All Cost?
The main member will pay R4 696, and their adult dependent R4 696 while a child’s portion will be R956. A fourth and subsequent child are covered free of charge.
There have been some changes to existing options with BonComprehensive and members need to note that 25% co-payment in threshold has been removed and that medical savings have also been cut by 2%. Other changes are that thresholds have grown by 27%, and this has increased the self-payment gap quite a bit. What is wonderful is that 6 chronic conditions have been added – early Alzheimer’s disease, deep-vein thrombosis, cystic fibrosis, dermatomyositis, HIV/Aids as well as psoriatic arthritis.
Bonitas BonComprehensive Plan – There’s so Much to be Enjoyed
Let’s look at some of the other benefits you can enjoy from this all-inclusive medical plan, remembering that you can always speak to a Bonitas representative or health consultant to guide you when making your choice. For instance, even with this Comprehensive option, you may still experience some gaps between the rate Bonitas pays and what the doctor or specialist charges you and you may require further advice on this.
More Benefits from Bonitas BonComprehensive Plan
Supplementary benefits with BonComprehensive are paid from risk and therefore won’t impact your day-to-day benefits. Supplementary benefits can be used for treatments in- and out of hospital.
Let’s look at maternity benefits for instance –
- R1 100 for antenatal classes
- 12 antenatal consultations
- 4 postnatal consultations
- two 2D scans
- an amniocentesis test
For general health you get –
- 1 HIV test a year for each beneficiary
- 1 flu vaccine each year for each beneficiary
Women between the ages of 50 and 74 can benefit from 1 mammogram per two-year cycle, while men between the ages of 55 and 69 can benefit with being able to have a prostate PSA test. A tiny baby below the age of 1 month will be able to have 1 thyroid stimulating hormones (TSA) and included in children’s health is immunisation according to the Expanded Program on Immunization (EPI) schedule.
Take Responsibility for your Health
There is so much more to BonComprehensive and its important for each person to take responsibility for their own health by reviewing their own health as well as that of their dependants’ and selecting a plan accordingly. BonComprehensive may be a little bit expensive, but you can rest assured that with such thorough coverage for your body and mind, its goes without saying you enjoy psychological wellbeing too.
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All info was correct at time of publishing