Hospital Plan from Discovery
November 10, 2014
You will feel reassured when you choose a hospital plan from Discovery, because they offer the widest range of plans in the medical aid market. They know that everyone’s circumstances are different, and they have many tailored plans to suit all South Africans. Their plans range from basic hospital cover to the most comprehensive care you could wish for.
Because they are a large organisation — the largest open medical scheme in South Africa — they can keep hospital and other costs low so that you pay less. Over two and a half million people in the country are members of Discovery. They have been rated AA+ by Global Credit Ratings, and because they have reserves of over R9 billion, you can be sure they will always pay out on your hospital and other claims. They can even achieve up to fifteen percent lower contributions for you compared with other medical aid organisations.
Hospital Plan from Discovery
With Discovery you can choose from a wide range of hospital and other benefits. They have a large network of hospital and associated healthcare services. They make agreements about pricing with hospitals, specialists, GPs and pharmacies so that you can get the lowest costs possible.
Discovery also have developed tools so that you don’t have fees to pay when you see a hospital specialist or GP, when you get blood tests or when you have a hospital stay. With a hospital plan from Discovery you can also get low-priced medicine both in and out of hospital.
Discovery’s website lists procedures in hospitals that are covered by Discovery, and they have a tool to find out about these. Your condition must be covered on our list of conditions, and your doctor can help you fill out a form if you have an ongoing illness.
Discovery also provides technologically advanced health care. This includes cancer treatment. With an Executive or Comprehensive plan you can get expensive new medicines or some treatments that you cannot get in South Africa.
Discovery Health covers all procedures listed as benefits in your health plan. Discovery Health members can check which procedures or treatments are available. If you do need to go to hospital, you will need to call Discovery to confirm your admission to hospital as soon as possible.
You can easily find the professional service providers with which Discovery has an agreement under your specific hospital plan from Discovery. This saves you money because these professionals have agreed to a charge to you of the Discovery Health Rate.
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Not only does Discovery treat you for an illness you have, they also help you find out about health care problems early. Benefits can include many different preventive tests, from cholesterol tests to help prevent heart problems and other illnesses to HIV screening.
In emergencies, staff can access your health information when you’re not able to give it to them, which may be life saving.
A hospital plan from Discovery offers basic to complete cover and the best affordable care. You make your own healthcare decisions and choose a plan to suit your needs.
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All info was correct at time of publishing