Looking for the top Health Insurance firms in the country? Here’s a short list of what they should offer –
- Cover you can afford
- Simple terms and rules – not lots of small print
- Products and services that suit your lifestyle
- Insurance that doesn’t cancel your cover once you hit a certain age
- Quick access to funds in your hour of need
Find the Right top Health Insurance –
When looking at health care plans, make sure it covers all your family’s health needs. What some of the top health firms offer and their benefits –
Top Health Insurance – GetSavvi Health
- Complete cover for your family
- Main plans to choose from are Primary Care, Primary Care Plus and Get Care
- Hospital Plan benefits from the Emergency Casualty plan – R5 000 each year
- Emergency Stabilisation – R15 000
- Personal Accident – R100 000 for each insured person each year
- Primary Care Plan benefits such as doctors’ visits, maternity, x-rays, medicine, blood tests and dental work
- No joining fees
- Cover includes doctors‘ visits, medical advice, funeral and hospital cover
Top Health Insurance – Clientele Hospital Plans
- Standard Plan R265 a month
- Premium R335 a month
- The Standard Plan pays R200,000 annual cover and R2 000 as a daily cash benefit for a stay of 72 hours or longer in hospital
- The Premium Plan pays R1 million annual cover and pays R3 000 daily cash benefit for a stay of 72 hours or longer in hospital.
Both plans provide maternity benefits and cover on both plans include Accidental Death, Accidental Disability and Dread Disease.
Top Health Insurance – Affinity Health Plan
Affinity Health isn’t a Medical Aid plan but Health Insurance. Their day to day services are made through a prepaid subscription to medical service networks. Hospital cover is through a stated benefit Hospital Plan.
The hospital plan gives you a number of excellent benefits –
- R499.00 a month covers your hospital bills
- Optometry and dentistry cover
- Daily cash benefit for hospital stays
- Payouts for permanent disability as well as accidental death
- Child cover with Affinity Junior Plan for R359 per month
Top Health Insurance – Essential Med
- Comprehensive cover
- Day to day cover
- Hospital cover for each day spent in hospital includes accident, illness, maternity, emergency, casualty, dread disease, disability, ICU as well as funeral benefits
- Cover for the principal member from R10, 000 to R30, 000
- Student plan
Top Health Insurance – Healthcare
- Day to day and hospital cover
- Plans start from R444 per month for a hospital plan
- You get a 24/7 personal health advisor, casualty, trauma assist and emergency evacuation
- Admission to a private hospital for accident and illness related events
- The hospital plan pays for up to 21 days per incident – cover is from first day in hospital and pays up to R10,000 per day. Maternity benefits are included
- No medical tests required
Belonging to a medical aid scheme today costs members a lot. No wonder health insurance providers are in demand. You can afford it and it’s effective.