Some policy types when thinking of medical insurance plans in South Africa are as follows:
Medical insurance plans in Brief
- Hospital plans: In-hospital cover only, may offer extra benefits such as a dentist, preventative care, and so on.
- Savings: A portion of a premium goes towards day to day or out of hospital costs, accessible in January as a full year’s premium saving lump sum.
- Extended funds: Is a day to day costs budget allocated by the scheme.
- Income based options: A sliding scale checks your ability to pay your fees. Therefore, a higher income equals a higher premium which leads to better cover.
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