Clientèle offers a range of Health Event Life Plans (H.E.L.P) to protect clients from the unexpected costs of hospitalisation. The plans pay out cash, which can be used as you like. So here we will have a look at health plans from Clientele.
All health plans from Clientele offer individual or family plans, with up to 4 children covered at no additional cost. No medical exam or blood tests are required, and all clients have access to the following enhanced benefits:
- 24-hour emergency hotline with nurses to advisors to assist with medical emergencies or health queries
- Emergency services (flight & ambulance)
- Trauma counselling
- HIV support
The Standard H.E.L.P Plan offers the following:
- Cover starts from R265 per month
- Up to R200000 cover per year
- Lump sum up to R20000 per annum (if admitted to hospital for more than 72 hours)
- Daily cash up to R2000 per day (for stays longer than 10 days)
- Maternity benefit included
- R50 airtime paid when you claim
- Additional cover of up to R200000 per year for:
- Dread disease
- Accidental death
- Accidental disability
- Specific pre-existing conditions covered (after a 12-month waiting period)
The Ultimate H.E.L.P Plan offers the following features:
- Cover starts from R290 per month
- Up to R200000 cover per year
- Lump sum up to R20000 per annum (if admitted to hospital for more than 72 hours)
- Daily cash up to R2000 per day (for stays longer than 10 days)
- Maternity benefit included
- R50 airtime paid when you claim
- Additional cover of up to R200000 per year for:
- Dread disease
- Accidental death
- Accidental disability
- Specific pre-existing conditions covered (after a 12-month waiting period)
- Pay-back benefit:
- premiums paid back to the family if the main member dies plus the full cover amount
- 50% of premiums paid back at age 65 (and remaining 50% paid on the death of the member)
The Premium H.E.L.P Plan offers the following benefits:
- Cover starts from R335 per month
- Annual cover up to R1 million
- Daily cash up to R3000 per day (for stays longer than 72 hours)
- Includes cover for the following:
- Accidental death (up to R500000)
- Accidental disability (up to 500000)
- Dread disease (up to R250000)
- Maternity benefit included (12-month waiting period)
- Specific pre-existing conditions covered (after a 12-month waiting period)
The H.E.L.P Accident Plus Plan – Health Plans from Clientele
- Cover starts from R215 per month
- Up to R100000 cover per year for hospitalisation as a result of an accident
- Lump sum up to R20000 per annum (if admitted to hospital for more than 2 days as a result of an accident)
- Daily cash up to R1000 per day (for stays longer than 10 days)
- Includes maternity benefit
- R50 airtime paid when you claim
- Includes cover for accidental death (up to R100000)